how can I Paying for a transfer with Apple or Google Pay

Paying for a transfer with Apple or Google Pay

If you’ve enabled Apple Pay or Google Pay on your device, you’ll usually be able to use it to pay for a transfer with Wise.

To pay for a transfer using Apple Pay or Google Pay

  1. Open the Wise Android app if using Google Pay, or open the iOS app or website on Safari if using Apple Pay
  2. Set up a transfer as you usually would
  3. Select the Apple Pay or Google Pay option at the payment step
  4. Follow the steps to confirm the payment

There are a few circumstances where you won’t be able to pay using either method. For example, for both Apple Pay and Google Pay, we can’t accept bank cards issued in Japan. You can read about the restrictions for paying with Apple Pay and Google Pay below.

Paying with Apple Pay

Here are the countries you can use Apple Pay in, and the limits per payment for how much you can send:

Country you set your profile up in Limit per payment
UK 10,000 GBP
Finland, France, Italy, Ireland, Germany, Belgium, Monaco, San Marino, and Spain 10,000 EUR
US 2,000 USD per day, and 8,000 USD per week as long as you’re in a licensed state
Australia 18,000 AUD
Czech Republic 300,000 CZK
Denmark 15,000 DKK
Hong Kong 20,000 HKD
Hungary 1,850,000 HUF
New Zealand 10,000 NZD
Norway 20,000 NOK
Poland 10,000 PLN
Romania 55,000 RON
Singapore 3,500 SGD
Sweden 20,000 SEK
Switzerland 3,500 CHF

We charge our normal card fee when you use Apple Pay.

Paying with Google Pay

Here are the countries you can use Google Pay in, and the limits per payment for how much you can send:

Country you set your profile up in Limit per payment
UK 10,000 GBP
Belgium, Estonia, Finland, France, Germany, Ireland, Italy, Luxembourg, the Netherlands, Portugal, Slovakia, and Spain 2,000 EUR
US 2,000 USD per day, and 8,000 USD per week as long as you’re in a licensed state
Australia 3,500 AUD
Czech Republic 58,000 CZK
Hong Kong 20,000 HKD
Hungary 730,000 HUF
New Zealand 10,000 NZD
Norway 20,000 NOK
Poland 10,000 PLN
Romania 10,500 RON
Singapore 3,500 SGD
Sweden 20,000 SEK
Switzerland 2,500 CHF

You’ll also only be able to use Google Pay if you have version 3.13.1 or later of the Wise Android app, so please make sure you’ve updated your app if you don’t see the option.

How to Send Money from Google Pay to Apple Pay | Apple Pay to Google Pay

Can I send money from Google Pay to Apple Pay and vice versa? Yes, but not directly. This article compiles steps to complete the transfer.

send money from google pay to apple pay

Google Pay and Apple Pay are two of the most popular online payment systems, and chances are you’ve used both if you’re an iOS user. Have you ever thought of transferring money between both account? Can you send money from Google Pay to Apple Pay and vice versa? Well chances are, it might be possible but not directly.

There are many reasons that might push you to transfer money from Google Pay to Apple Pay. You might find an interesting content on iOS and want to purchase it with your Apple Pay but don’t have a lot of funds and suddenly, you just thought you had some funds in your Google Pay.

The other reason may be because you simply want to get paid from a Google Pay users. To transfer money from Google Pay to Apple Pay, you may consider transferring money from Google Pay to bank account. You can then transfer the money from your bank or associated debit card to your Apple Pay account.

You can’t directly send money from Google Pay to Apple Pay and vice versa. However, you can indirectly send the money by using a linked bank account as a middleman or bridge. Your bank must be linked to both your Google Pay and Apple Pay wallet. If you do not own the Google Pay account, tell the sender to send the money to your bank which you may use to transfer money to your Apple Pay.

That said, if you want to know how this can be done, continue reading. In this article, we will discuss on how to transfer money from Google Pay to Apple Pay and from Apple Pay to Google Pay.

What is Google Pay and How Does it Works?

Google Pay is a digital wallet platform and online payment system developed by Google to support in-app, online, and in-person contactless purchases on mobile devices, allowing users to use their Android phones, tablets, or watches to make payments.

Google Pay is a widely used online payment system that allows users to send money to merchants, banks, and other Google Pay users. On both iOS and Android, it has hundreds of millions of users.

Contactless Payment, NFC (Near Field Communication), and other functionalities are included in Google Pay. PINs are used by Google Pay to authenticate transactions. It’s also really safe to use.

What is Apple Pay and How Does it Works?

Apple Pay is a mobile payment and digital wallet service developed by Apple Inc. that allows users to pay in person, via iOS apps, and on the web using Safari. It works on iPhones, Apple Watches, iPads, and Macs. It isn’t available on any client device that isn’t an Apple product.

Apple Pay is a mobile payment and digital wallet service developed by Apple Inc. that allows users to pay in person, via iOS apps, and on the web using Safari. It works on iPhones, Apple Watches, iPads, and Macs. It isn’t available on any client device that isn’t an Apple product.

It’s easy to set up Apple Pay. Simply connect your credit or debit card to your iPhone’s Wallet app and you’re good to go. You’ll keep all of your card’s advantages and incentives, so you won’t lose any hard-earned points or miles. Apple Pay is already installed on your phone.

Can I Send Money from Google Pay to Apple Pay?

Google Pay and Apple Pay are two of the most widely used online payment systems, with a simple UI that makes them simple to use. Both are closed payment systems, which means you may only transmit money within the system or to sellers who accept it.

Because they are both closed Payment Systems, you won’t be able to send money between them. So, the answer to the question “Can I switch from Google Pay to Apple Pay?” is no.

While you can’t send money directly from Google Pay to Apple Pay, but however, there is an indirect method to send money from Google Pay to Apple Pay which involves the use of a bank account as a bridge.While you can’t send money from Google Pay to Apple Pay directly, you can transfer money from Google Pay to Apple Pay indirectly through your bank. This is due to the fact that both Google Pay and Apple Pay are closed Online Payment Systems, which means they can only make payments to approved suppliers or within the system.

Both Google Pay and Apple Pay have banks as supported suppliers, allowing customers to pay with their bank accounts. If you wish to send money from Google Pay to Apple Pay, you can do it by first transferring money from Google Pay to your bank account, and then from your bank account to Apple Pay.

While this procedure is not direct, it will only take a few seconds to a few minutes to complete (unless there is some issue). To transfer money from Google Pay to Apple Pay, follow the steps outlined below:

Step 1: Transfer the Money From Google Pay to Your Bank Account
The first thing you will have to do is to transfer money from Google Pay to your bank account. If you are not the owner of the Google Pay account, the sender can still transfer money to other external bank account that are not found in his account.

Here’s how to transfer money from Google Pay to bank account:

Open your Google Pay app.
Click on your profile icon on the top right of the home screen.
Select Google Pay balance below your profile.
Tap “Transfer out”.
Enter the amount to transfer and tap “Next”.
Choose a payment method.
Tap “Transfer out”.
Step 2: Transfer Money from Bank Account to Apple Pay
Once your funds reflects in your bank account, you can transfer it to your Apple Pay account. However, you may use your debit card for convenience.

Here’s how to transfer money form Bank account to Apple Pay.

In the Wallet app, tap the Add button the add button.
Tap Debit or Credit Card.
Tap Continue.
Follow the steps on the screen to add a new card. If prompted, choose your bank or card issuer from the list or find them using the search bar.
Verify your information with your bank or card issuer. They might ask you to provide additional information or to download an app before approving your card for use with Apple Pay.
If you have a paired Apple Watch, you have the option to also add the card to your watch.

Can I Send Money from Apple Pay to Google Pay?
You can’t transfer money from Apple Pay to Google Pay in the same way that you can’t transfer money from Google Pay to Apple Pay. This is due to the fact that they are both closed Online Payment Systems. However, you may send money from Apple Pay to your bank account, which you can then transfer to Google Pay.

How to Transfer Money from Apple Pay to Google Pay

You will first have to send the money to your bank account before you may be able to send it to your Google Pay account.

Here are the steps to follow in order to transfer money from Apple Pay to Google Pay:

Step 1: Transfer the Money From Apple Pay to Your Bank Account
Start by transferring the money to your bank account.

Here’s how to transfer money from Apple pay to bank account:

Open Wallet on your iPhone
Tap Transfer to Bank.
Enter an amount and tap Next.
Tap Instant Transfer.
If you haven’t added an eligible debit card, tap Add Card and follow the instructions on your screen to add a Mastercard or Visa debit card.
Tap > to select the debit card you want to transfer funds to and select the billing information for your chosen debit card.
When transferring money from your Apple Pay account, you have the option of sending funds to your bank account in 1 to 3 days via bank transfer or sending funds instantly to an eligible Mastercard or Visa debit card via Instant Transfer.

Step 2: Send Money from Your Bank Account to Google Pay
Once the funds reflect in your bank account, you can use it to top up your Google Pay account.

Here’s how to transfer money from bank account to Google Pay:

Open the Google Pay app .
On the “Start a payment” page, click “Self Transfer”.
Select bank accounts.
Enter the transfer amount and notes, if required.
Click Proceed to Pay.
Frequently Asked Questions (FAQs) on How to Send Money from Google Pay to Apple Pay and Vice Versa

How Much Can You Send on Google Pay?

When it comes to the amount of money you can send per day or retain in your Google Pay account, there are some restrictions. This is also dependent on the user’s account status.

Google Pay allows any user to have a balance of up to $25,000 in their account. Users who have been verified can transfer up to $5,000 each week, while those who have not been authenticated can only transfer $500 per week.

How Much Can You Send on Apple Pay?
Apple Pay, like Google Pay, has transaction limitations and a maximum balance allowance.

The maximum balance limit for any Apple Pay user is $20,000, which you cannot surpass. Apple Pay has a weekly transfer limit of $10,000, after which you won’t be able to send or receive any money.

Unlike Google Pay, these restrictions apply to all Apple Pay users, regardless of whether they are verified or not.

Can I Use Google Pay to Withdraw Money at an ATM?
Yes, you can use Google Pay to withdraw money from ATMs, however it will only work with Contactless Payment-enabled ATMs. If the ATM includes a contactless payment option icon, you can use your iPhone or Apple Watch to withdraw money using your PIN by placing it near the symbol. Withdrawing money from ATMs is simple and straightforward using Google Pay.

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Final Thoughts on How to Send Money from Google Pay to Apple Pay and From Apple Pay to Google Pay
Both Apple Pay and Google Pay are two great online payment systems that let you pay for in-app purchases and many more.

You cannot directly send money from Google Pay to Apple Pay the same way you can’t directly send money from Apple Pay to Google Pay. There is an indirect way, however, which involves the use of a bank account as a bridge for both transactions.

You should, however, be aware of the limits involved when sending money between both accounts.

References:
https://support.apple.com/en-us/HT204506
https://support.apple.com/en-us/HT207882
https://support.google.com/pay/india/answer/9482476?hl=en-GB
https://stupidapplerumors.com/google-pay-to-apple-pay-can-i-do-that/